Spendify Lifetime deal
Have you ever looked at your bank statement and thought, “How did all my money disappear?”
Not to worry anymore.
That’s where Spendify comes in, an expense manager lifetime deal that reads your bank statements in which no bank-linking is required and gives you powerful insights, budgeting that actually works, and features to safeguard and grow your money.
Spendify analyzes your bank statements, categorizes transactions, tracks your spending habits, and offers AI-powered insights, all without linking your bank account.
Whether you’re a student, freelancer, or small business owner, Spendify helps you take control of your finances with easy uploads, clear visualizations, and intelligent advice.
Spendify is an intelligent personal finance assistant that analyses your bank statements (PDF, CSV, TXT), auto-categorizes expenses, tracks trends over time, gives security and health scores, and offers personalized tips and tools for smarter budgeting—all through an easy-to-use, fully mobile-optimized web app.


1. Easy Statement Upload
– Upload up to 50, 200, or unlimited bank-statement documents per month, depending on your plan—no manual entry, no logging into your bank. Spendify parses all transaction data automatically and accurately.
2. Categories Analysis
– Visualize your spending with interactive charts. See how much goes to Housing, Food, Shopping, Transportation, and more—instantly identifying budget leaks with clarity.
3. Transactions Dashboard
– Filter and review every transaction in a clean, searchable table. Quickly find date, merchant, category, and amount so nothing slips through the cracks.
4. AI Financial Insights
Get intelligent feedback on your spending:
5. Budget Planner
– Set category budgets using intuitive sliders—and get AI-backed suggestions to optimize spending habits. Want to save more or reduce waste? Spendify prompts you in real time.
6. Financial Goals
– Define goals like “Save $500 in 3 months” or “Cut food spending by 20%.” Watch progress bars move as you get closer.
7. Expense Comparison
– See how your spending changes over time or between categories. Pinpoint growth areas and adjust budgets month-to-month.
8. Alerts & Notifications
– Get proactive nudges when you go over your budget, surpass a threshold, or have an unusual transaction—so you’re always in the loop.
9. Saved Analyses Archive
– Store and revisit past statements, insights, and goals. Revisit trends, track progress, and stay motivated with financial history at your fingertips.
10. Advanced Financial Analysis (Ultimate Tier)
11. AI Financial Advisor (Premium & Basic)
Type questions like:


Forget tying your finances to a bank or filling out receipts—Spendify reads statements directly. No login needed, no spreadsheets, no manual categorization.
Here’s how it stands out:


One-time payment. Lifetime access.
30 Days Money-back Guarantee
Spendify Lifetime deal
Have you ever looked at your bank statement and thought, “How did all my money disappear?”
Not to worry anymore.
That’s where Spendify comes in, an expense manager lifetime deal that reads your bank statements in which no bank-linking is required and gives you powerful insights, budgeting that actually works, and features to safeguard and grow your money.
Spendify analyzes your bank statements, categorizes transactions, tracks your spending habits, and offers AI-powered insights, all without linking your bank account.
Whether you’re a student, freelancer, or small business owner, Spendify helps you take control of your finances with easy uploads, clear visualizations, and intelligent advice.
Spendify is an intelligent personal finance assistant that analyses your bank statements (PDF, CSV, TXT), auto-categorizes expenses, tracks trends over time, gives security and health scores, and offers personalized tips and tools for smarter budgeting—all through an easy-to-use, fully mobile-optimized web app.


1. Easy Statement Upload
– Upload up to 50, 200, or unlimited bank-statement documents per month, depending on your plan—no manual entry, no logging into your bank. Spendify parses all transaction data automatically and accurately.
2. Categories Analysis
– Visualize your spending with interactive charts. See how much goes to Housing, Food, Shopping, Transportation, and more—instantly identifying budget leaks with clarity.
3. Transactions Dashboard
– Filter and review every transaction in a clean, searchable table. Quickly find date, merchant, category, and amount so nothing slips through the cracks.
4. AI Financial Insights
Get intelligent feedback on your spending:
5. Budget Planner
– Set category budgets using intuitive sliders—and get AI-backed suggestions to optimize spending habits. Want to save more or reduce waste? Spendify prompts you in real time.
6. Financial Goals
– Define goals like “Save $500 in 3 months” or “Cut food spending by 20%.” Watch progress bars move as you get closer.
7. Expense Comparison
– See how your spending changes over time or between categories. Pinpoint growth areas and adjust budgets month-to-month.
8. Alerts & Notifications
– Get proactive nudges when you go over your budget, surpass a threshold, or have an unusual transaction—so you’re always in the loop.
9. Saved Analyses Archive
– Store and revisit past statements, insights, and goals. Revisit trends, track progress, and stay motivated with financial history at your fingertips.
10. Advanced Financial Analysis (Ultimate Tier)
11. AI Financial Advisor (Premium & Basic)
Type questions like:


Forget tying your finances to a bank or filling out receipts—Spendify reads statements directly. No login needed, no spreadsheets, no manual categorization.
Here’s how it stands out:


$39.00$99.00
$89.00$199.00
$299.00$499.00
Hello and welcome!
I created Spendify because I was frustrated with how hard it was to make sense of my bank statements. I didn’t want to link my bank. I didn’t want to manually enter data. I just wanted an app that would read my statement and give me insights — clearly, safely, and smartly.
Whether you’re a student, freelancer, or small business owner, I built Spendify to help you manage money smarter, without stress.
Excited to have you onboard — and can’t wait to hear what you think!
Muhammad Aliyu
Founder, Spendify
Q 1 : How do I contact support?
A: You can contact support at- [email protected]
Q 2 : Do I need to link my bank account?
A: No, You simply upload your statement in PDF, CSV, or TXT format — Spendify handles the rest.
Q 3 : What types of banks are supported?
A: Any bank statement in standard PDF, CSV, or TXT format is supported. No bank linking needed.
Q 4 : Is the AI advisor truly helpful?
A: Yes, their financial AI identifies overspending, offers budgeting tips, and suggests savings opportunities based on your real data.
Q 5 : Will I lose my data if I upgrade?
A: No, all insights and uploads are saved under your account.
Q 6 : Are mobile apps available?
A: Not yet, but they’re launching soon for Android and iOS. In the meantime, the web app is fully mobile-friendly.
2 reviews for Spendify: Smart Expense Manager Without Bank Linking
Miriam A –
“Spendify helped me realize I was spending 28% of my income on food deliveries. The AI suggested a weekly budget — and it worked!”
Damilola A –
Way better than manually tracking in Excel. Upload and done.